Are credit card companies more willing to work with a Debt Management Plan company or the consumer? - nonprofit credit card
I want to talk with Take Charge America (the debt-management non-profit company or a loan) advice that my creditors are more willing to work with them with me. I ask my creditors is realistic (exemption from certain taxes, lower interest rates, etc.), but are not willing to cooperate. After submitting Take Charge America, in a position to my payments in the consolidation and proposals to lower my credit card company and the price me out of debt in just over three years. If this is the case? The credit card companies are more willing, to run a debt management plan is working, as they are with me? If so, why is that?
Sunday, January 3, 2010
Nonprofit Credit Card Are Credit Card Companies More Willing To Work With A Debt Management Plan Company Or The Consumer?
2 comments:
Advice are not on credit. The problem with credit counseling is that I will take 5 to 7 years to complete, since only a small proportion may cut rates. According to Consumer Reports, Credit Counseling dropout rate is 79%! Unfortunately, many of these people later go bankrupt. The dropout rate is so high because there are people Credit Counseling minimum monthly payments the same as they struggled with interest and been reduced only slightly reduced their debt. Another problem with the operating system of a credit counselor who appears negatively in your credit file, not the other creditors had suitable for the magician in debt and set a credit consultant.
I personally pay the debt used to reduce your monthly payments and reduce debt by 60%. working on reducing your client balance. The best choice so far .. Here are the company you are using.
www.debtfreeleague.com
The Debt Management and Credit Counseling are 2 completely different things. So make sure you know that they offer.
Debt management involves prior activation fee, and is generally not helpful.
Credit Counseling and Consumer Credit Counseling Service is good.
The reason credit card companies do not cooperate with you is that this is a department of customer service.
The reason why a credit counselor usually works this way, that has (CCCS), a contract with each company credit card.
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